Privacy Shield

Privacy Policy

Last updated: March 29, 2025

This Privacy Policy describes how Lloyds Insurance DAO ("we", "us", or "our") collects, uses, and shares your information when you use our protocol, website, and services (collectively, the "Service").

We respect your privacy and are committed to protecting your personal data. This Privacy Policy will inform you about how we look after your personal data and tell you about your privacy rights.

1Information We Collect

1.1 Information You Provide to Us

When you use our Service, we may collect the following types of information:

  • Blockchain address: Your public wallet address is collected when you connect your wallet to our Service.
  • Transaction data: We collect information about the transactions you make on our Service, such as the type of coverage purchased, premium amounts, and claim details.
  • Communication data: If you contact us, we may collect your email address and the content of your messages.

1.2 Information We Automatically Collect

When you access our Service, our servers automatically record certain information, including:

  • Log data: We collect information that your browser sends whenever you visit our Service, such as your IP address, browser type, and the referring website address.
  • Device information: We may collect information about the device you use to access our Service, including device type, operating system, and unique device identifiers.
  • Usage data: We may collect information about how you interact with our Service, such as the pages you visit, features you use, and time spent on the Service.

2How We Use Your Information

We use the information we collect for various purposes, including:

Service Operation

To provide, maintain, and improve our Service

Transactions

To process transactions, including purchase of coverage, premium payments, and claims

Communication

To communicate with you, including responding to your inquiries and providing customer support

Security

To detect, prevent, and address technical issues, fraud, or illegal activities

Compliance

To comply with legal obligations and enforce our terms

Analytics

To analyze usage patterns and improve user experience

3How We Share Your Information

We may share your information in the following circumstances:

  • Public Information:

    Your wallet address and transaction data on the blockchain are publicly available by the nature of blockchain technology. We do not and cannot control the use of such public information by third parties.

  • Service Providers:

    We may share your information with third-party service providers who help us provide the Service, such as web hosting services, analytics providers, and customer service tools.

  • Legal Requirements:

    We may disclose your information if required to do so by law or in response to valid requests by public authorities.

  • Business Transfers:

    If we are involved in a merger, acquisition, or asset sale, your information may be transferred as part of that transaction.

4Data Security

We implement appropriate security measures to protect your information from unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the Internet or method of electronic storage is 100% secure, and we cannot guarantee absolute security.

5Your Rights

Depending on your location, you may have certain rights regarding your personal data, such as:

Access

The right to access your personal information

Rectification

The right to correct inaccurate information

Objection

The right to object to processing

Restriction

The right to request restriction of processing

Portability

The right to data portability

To exercise these rights, please contact us using the information provided in the "Contact Us" section.

6Cookies and Tracking Technologies

We use cookies and similar tracking technologies to track activity on our Service and hold certain information. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our Service.

7International Data Transfers

Your information, including personal data, may be transferred to and maintained on computers located outside of your state, province, country, or other governmental jurisdiction where data protection laws may differ from those in your jurisdiction.

8Children's Privacy

Our Service is not intended for use by children under the age of 18. We do not knowingly collect personally identifiable information from children under 18. If you are a parent or guardian and you are aware that your child has provided us with personal data, please contact us.

9Changes to This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date at the top of this Privacy Policy.

10Contact Us

If you have any questions about this Privacy Policy, please contact us at privacy@lloydsinsurance.xyz.

If you have any questions about our Privacy Policy, please contact us.